{"id":12529,"date":"2026-01-27T11:30:23","date_gmt":"2026-01-27T09:30:23","guid":{"rendered":"https:\/\/dotnewsconnect.co.za\/law\/?p=12529"},"modified":"2026-01-27T11:43:29","modified_gmt":"2026-01-27T09:43:29","slug":"love-and-the-law-cohabiting-get-your-house-in-order-now","status":"publish","type":"post","link":"https:\/\/dotnewsconnect.co.za\/law\/2026\/love-and-the-law-cohabiting-get-your-house-in-order-now\/","title":{"rendered":"Love and the Law: Cohabiting? Get Your House in Order Now"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cAll you need is love\u2026 and a good lawyer.\u201d (Anonymous)<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">February, with its Valentine\u2019s Day chocolates, roses and declarations of undying love, should be a month for romance, not legal niceties. But in the real world, love and the law are inextricably linked because any relationship\u2019s structure and consequences are inevitably governed by legal principles. Losing sight of that can expose you to unnecessary angst, dispute, and litigation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A recent High Court fight between an estranged couple over their jointly-purchased dream house illustrates this neatly.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">Broken dreams, and a fall out over the house<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">A couple\u2019s four-year romantic relationship saw them living together first in her mother\u2019s house and then in his apartment. They then decided to buy a house together with the idea of making their relationship more permanent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, that dream came to nought \u2013 their relationship ended a month after the property purchase, leaving only one of them to live in the house and to pay all the ongoing costs while they decided what to do next.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In due course they fell out over how to end the co-ownership and how to adjust their respective claims for past and future property costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Their dispute reached the High Court, which ordered firstly that the co-ownership be terminated. This was necessary, because no co-owner can be forced against their will to remain a co-owner where the relationship between the co-owners has deteriorated to such an extent that it can\u2019t continue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, using an old Roman law remedy still in use today (the&nbsp;<em>\u201cactio communi dividundo\u201d<\/em>) the Court dealt with both the division of the property, and the adjustment of the various financial claims between the parties. As is usually the case, these were complex and intertwined after years of cohabitation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Importantly, the Court noted a modern move away from the traditional principle that the property should necessarily be sold by public auction to the highest bidder, towards a much more flexible approach based on the Court having a wide discretion to ensure a fair and practical outcome in each case.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thus, having considered all the circumstances, wishes and claims of both parties, the Court ordered that the ex-partner living in the house has a first option (valid for 60 days) to buy the other\u2019s half share at valuation. If he doesn\u2019t, he must offer it for sale on the open market at a fair and reasonable market-related price. If there\u2019s still been no sale after 6 months, the Sheriff of the High Court becomes a \u201creceiver and liquidator\u201d and has 4 months to auction the house. The bond, costs and parties\u2019 related financial claims will be settled from the proceeds as directed by the Court.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">\u201cCo-ownership is the mother of dispute\u201d \u2013 But it needn\u2019t be<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Co-ownership is the mother of dispute&#8221; (<em>\u201ccommunio est mater rixarum\u201d<\/em>) is another old Roman law concept mentioned by the Court. It confirms that joint ownership has always, since ancient times, inherently provided fertile ground for instability and dispute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But that needn\u2019t be so. An upfront agreement between joint owners, whether their arrangement is grounded in a commercial or a personal relationship, can hugely reduce the risks of later uncertainty, disagreement and litigation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Put as much detail into your agreement as you can, including a detailed process of how to end your co-ownership if required. Litigation \u2013 with its delay, expense, and uncertain outcomes \u2013 should never be embarked on lightly. As the Court wryly quoted from a previous decision, \u201ca court cannot perform miracles\u201d. It will of course do its best to craft the fairest possible outcome for both parties, but avoiding the dispute altogether is always a better option for everyone involved.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">P.S. Don\u2019t forget your cohabitation agreement<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">As a final thought, if you are living with your life partner, you should have a full cohabitation agreement to cover not only your co-ownership arrangement, but also all the other financial and personal aspects of your relationship that would normally be governed by our marriage laws.<\/p>\n\n\n\n<p style=\"border-top: 1px solid #dedfe0!important;padding-top: 20px!important;margin-top: 20px!important\">Disclaimer:\u00a0The information provided herein should not be used or relied on as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact us for specific and detailed advice.<\/p>\n<p style=\"text-align: right\">\u00a9 LawDotNews<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cAll you need is love\u2026 and a good lawyer.\u201d (Anonymous) February, with its Valentine\u2019s Day chocolates, roses and declarations of undying love, should be a month for romance, not legal niceties. But in the real world, love and the law are inextricably linked because any relationship\u2019s structure and consequences are inevitably governed by legal principles. [&hellip;]<\/p>\n","protected":false},"author":101014,"featured_media":12530,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[25,6],"tags":[],"class_list":["post-12529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-family-law","category-property"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Love and the Law: Cohabiting? 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